I wanted an opinion on my mutual fund portfolio. My risk profile is aggressive.
You state in your mail that your risk profile is aggressive, but your mutual fund portfolio is not aggressive. You are currently investing in two tax saving schemes, a large and mid cap scheme and flexi cap scheme. Except for large and mid cap scheme, the rest of the schemes are meant for moderate investors. Clearly, you need to revisit either your risk profile or portfolio. Often investors overstate their risk profile but they tend to choose schemes that are more conservative.
Total Monthly SIP Rs 8,500
1. ELSS: DSP Tax Saver Fund – Rs 2,000
2. ELSS: Mirae Asset Tax Saver Fund – Rs 2,000
3. Mirae Asset Emerging Bluechip Fund – Rs 1,500
4. Parag Parikh Flexi cap Fund – Rs 3,000
Let me know if I should make any changes in my portfolio. Also, I wanted to increase my SIP by Rs 4,000. Which scheme should I invest?
-Abhijeet Thorat
You state in your mail that your risk profile is aggressive, but your mutual fund portfolio is not aggressive. You are currently investing in two tax saving schemes, a large and mid cap scheme and flexi cap scheme. Except for large and mid cap scheme, the rest of the schemes are meant for moderate investors. Clearly, you need to revisit either your risk profile or portfolio. Often investors overstate their risk profile but they tend to choose schemes that are more conservative.
