-Sidhartha Sen
If you are investing for 15-20 years, you can choose equity mutual funds. However, you have to remember a few things. One, the market is at an all-time high. Also, many experts believe there could be a correction due to rich valuations and imminent rate hikes. This is not to scare you away but tell you that you should be aware of the risk you are taking while investing in stocks or equity mutual funds. Next, don’t focus only on returns while choosing mutual funds. You should always choose mutual funds based on your goals and risk profile. For example, if you are a long-term conservative investor, you always choose a large cap mutual fund. A moderate investor can choose to invest in a flexi cap fund. Aggressive investors can invest in mid cap funds. As said earlier, tread cautiously. Do not panic when the market goes through a bad phase. Focus on your long-term goal and continue with your investments.
Best large cap funds
Best flexi cap funds
Best mid cap funds