Women investors | Investment: Women earn more average return from their investments than men in the past four years: ET MONEY investment report

NEW DELHI: It looks like women investors are beating their male counterparts when it comes to investing. An investment report by ET MONEY has found that in each of the past four years, women investors on ETMONEY have earned around 10% more returns every year as compared to their male counterparts, with their investments offering the best returns in 2020, the year that challenged every investor. “This difference in the average annual returns earned by men and women is reflective of two key traits – women investors turning savvier in finance and honing healthier financial habits,” stated a press release by ET MONEY.

The investment report is based on financial insights collated from ET MONEY’s female user-base. The report aims to debunk myths about the financial behaviour of women, and gain a deeper understanding of the underlying factors that have paved the way for the success of women investors in India.

Here are more such findings from the survey.

Women investors have also mastered the art of maximising tax savings: with an average of around 15% of their portfolio in ELSS funds, as compared to only 12% of men. This has helped women combine tax-savings with wealth creation.

Women investors on ETMONEY have a near-perfect asset-allocation ratio as per their age. They have demonstrated an extraordinary understanding of market movements, upping their investments during market corrections.

Besides women demonstrating the hallmarks of being more sound investors as compared to men, they also have their eyes set on their investment goals as they are more regular with their SIP instalments as compared to men. With 4X growth in the amount invested using the platform over the past 4 years, and more women across all age groups and geographies joining in, women are gaining confidence in their ability to invest. This is clear from the rising trend of women from tier II and tier III cities taking to investing, changing the conventional dynamics.

“At ETMONEY, our primary objective with the investment report is to challenge the myth that women are not as savvy as men in terms of investing, or that they have a risk-averse ‘savings’ vs an ‘investment’ mindset. We are grateful to be a part of the financial journey of these women, and urge everyone to take charge of their finances and their lives,” said Mukesh P Kalra, Founder & CEO of ETMONEY.

(Disclaimer: ETMoney is a Times Internet property, publisher of The Economic Times website)