I am investing Rs 2,000 per month in SBI Bluechip Fund, Rs 1,000 per month in DSP Blackrock Tax Saver Fund (DSP Tax Saver Fund) and Rs 2,000 per month in HDFC Balanced Advantage Fund. I want to invest Rs 2,500 per month in another equity fund. Can you suggest some good names keeping in view that my risk appetite is moderate?
Looking at the fact that you have enough exposure in large cap equities, we would recommend you to build exposure into mid cap funds and DSP Mid cap fund is the suitable option for the same. Stay away from small cap funds since they are risky for a moderate investor.
—Ram Thakur
Vishal Dhawan, founder, PlanAhead Wealth Management, a financial planning firm, based in Mumbai, responds:
Looking at the fact that you have enough exposure in large cap equities, we would recommend you to build exposure into mid cap funds and DSP Mid cap fund is the suitable option for the same. Stay away from small cap funds since they are risky for a moderate investor.
